It’s estimated that around 10 million people travel without insurance, which is a shockingly high number considering some of the risks that come with travel. Whilst you might not have had to use your travel insurance cover in the past, you never know what might happen so it’s worth making sure you are covered before you travel. Often policies aren’t that expensive and can save you a lot of money and hassle in the long run. Below are just some of the reasons why having the right travel insurance is so important.
Covers what you need
Whether you’re an experienced traveller or just head off for a few days a year, there are policies out there to cover exactly what you need and for however long you need it. If you’re travelling within Europe, there are policies designed for European cover, such as the ones from All Clear, which might be worth considering. If you’re planning a longer trip where you’re travelling around much more, then look for policies that cover all your destinations and include longer travel times. Insurance policies these days can really be tailored to what you need, so you can choose the duration, destination, and the added benefits. This is great for people who travel more often and want to make sure they’re fully covered.
Medical conditions
If you are planning on travelling and have any medical conditions or plan on doing any activities on holiday that might be classed as an extreme sport, such as skiing or snowboarding, then it’s really important to make sure you’re covered. The last thing you want to have to deal with is expensive medical bills or unexpected costs when it comes to your health. If you do have any pre-existing medical conditions or want to make sure something is covered when it comes to your health, then make sure you take the time to see if it’s covered on your policy. Having the right sports cover on your policy in case you are off on an extreme sports holiday is crucial as it means you’re covered for anything that could go wrong on the mountain. Having to pay out for any emergency rides off the slopes isn’t worth the risk of not taking out the right cover.
Avoiding unexpected costs
With the average Brit now taking three holidays a year there is an increased chance of some travellers experiencing issues and unexpected costs. It’s not just the costs around medical cover that you might not have planned for. Having the right cover can be useful in other situations too. If you’re unfortunate enough to have your luggage go missing, or your travel disrupted, then having the right cover means that this could be covered, and you can claim for any unexpected costs. Whilst you might not think that these things will happen to you, it’s always better to be safe than sorry.
